Welcome to our blog! We are glad to have you as a reader and look forward to sharing our professional (and sometimes personal) insights and experiences with you. Specifically, “we” are three guys from Austin, Texas, who have a passion for investing and personal financial management. We have a total of over 80 years experience managing money and helping people make informed financial decisions. Suffice it to say, with that much time in the saddle, we’ve learned a few things along the way about what works (and what doesn’t) when it comes to keeping one’s financial house in order.
As we wrestled with the decision, “to blog or not to blog”, one of the first questions that arose was, “Why are we doing this?!?” It won’t take readers long to discover that we are not great orators or wordsmiths (or another word that shall remain unprinted). So, why stick our necks out and commit to publishing thought and comment on a regular basis? Well, we think we have something worth sharing that might just help some people. Plus, with so much financial garbage being published today; we felt that perhaps, in our own small way, we could offer a balanced and more prudent perspective.
One of our guiding principles at BWM is to “under-promise and over-deliver”. We realize that we are dealing with one of the most important issues in our client’s lives. If we get it wrong, people suffer. When we work together with a client to create a plan for retirement, it has to work. Overly optimistic return projections won’t pay the bills!
Therefore, do not look to this blog as a source of “secret” investment tips. Let’s face it, where information flows freely, there are no secrets. Becoming a successful saver and investor is not rocket science. We like to say that our work is relatively simple to understand, but extremely difficult to practice. Wisdom and discipline are the keys to our success and the success of our clients. Think of this small spot on the Web as a place to come and exercise your financial muscles. An athlete may have access to world-class equipment and facilities, but they are worthless if not used properly.
Over time, we’ve come to realize that most of the people we admire actually say very little—they simply let the results do the talking. We will strive to do the same with this blog—keep our comments brief and focus on what works. We hope you come back regularly and enjoy a good work-out!